Tune Protect Malaysia with the registered name of Tune Insurance Malaysia Berhad (30686-K) is a licensed insurer that has a geographically diverse presence in Malaysia, with 18 branches nationwide, and our Head Office strategically located in Kuala Lumpur.

Tune Protect Malaysia provides a comprehensive range of general insurance solutions through multiple distribution channels to balance the needs of different consumer groups. We are supported by dedicated agents, brokers and direct clients to underwrite various general insurance classes as listed in our products page.



Revolutionise motor insurance with rebates on annual premiums based on vehicles mileage, Pay- As-You-Drive (PAYD)


Introduced insurance solution for the underserved segment ofthe market, EasyCare PA, protection for the disabled


Introduced the Company’s first on-demand insurance solution to the market, Sports+ for extreme sports protection


Launched the Company’s first online product in www.tuneprotect.com, and a total of 8 by 2018

21 Sept

Corporate business name renamed and registered as Tune Insurance Malaysia Berhad.


Tune Group through its wholly owned subsidiary, Tune Protect Group Berhad, acquired controlling interest of the company.

31 Jan

Merged with Capital Insurance Berhad and name changed to Oriental Capital Assurance Berhad.

1 Aug

Converted to a public limited company and assumed the name United Oriental Assurance Berhad.

27 Dec

Tune Insurance Malaysia Berhad was incorporated as a private limited company under the Act as United Oriental Assurance Sdn Bhd and began operations in 1977.
William Foo

A Message From The CEO


Welcome to Tune Protect.

At Tune Protect Malaysia, we believe that everyone deserves to be protected and that is why we aim to give our customers the added confidence to enjoy life’s journeys, knowing that they and the ones they love most are well protected.

We believe in making things simple, working in close collaboration with our employees, agents, distributors and partners to make insurance easy for our customers by designing hassle-free insurance solutions to specially cater to our customers’ needs.

Our strength lies in our people and that is why we create a diverse and inclusive environment where every employee feels valued and empowered to become the best that they can be.

In line with Malaysia’s vision to grow into a global digital hub, Tune Protect Malaysia leverages new technologies to lead in differentiation and customisation, structuring relevant protection solutions that best matches our customers’ needs.

Through our digital capabilities and big data analytics, we strive to deliver an exceptional customer experience through the understanding of our customers who are increasingly looking for tailored products and services that are fully relevant to their lifestyle. Our focus on technology not only allows us to offer innovative solutions, but also enhances the way we work to deliver more value, more efficiently.

We remain committed to look after all our stakeholders and we hope that you will join us as we strive to grow the market and drive our goal of becoming the leading digital insurer.

Thank you.

William Foo


Mohamed Rashdi bin Mohamed Ghazalli (“Mohamed Rashdi”) joined the Board of Directors of Tune Insurance Malaysia Berhad on 19 February 2021 as Independent Non-Executive Director. He is the Chairman of the Board and a member of the Risk Management Committee, Audit Committee, Investment Committee, Nomination Committee and Remuneration Committee.

Mohamed Rashdi had a thriving career in IT and Management Consulting with Coopers & Lybrand, IBM Consulting and PricewaterhouseCoopers over a span of 20 years. During his career, Mohamed Rashdi worked with Telecoms Australia as well as Coopers & Lybrand in the United Kingdom. He was a Partner of PwC Consulting (East Asia) and IBM Consulting, as well as IT and Consulting Advisor at PwC Malaysia.

As a management and technology consultant, Mohamed Rashdi has personally led assignments in strategy and economics, business process improvement, information systems planning and IT project management. He has provided consultancy expertise across a range of industries such as government, telecommunications, oil & gas, transport and utilities with exposure in manufacturing and financial services.

Mohamed Rashdi graduated in 1979 with a Bachelor of Science (Honours) degree in Computation from the University of Manchester Institute of Science and Technology, United Kingdom.

He sits on the Boards of Directors of Tune Protect Group Berhad, BOS Wealth Management Malaysia Berhad and Great Eastern Takaful Berhad. He also sits on the Board of Trustees of Yayasan Siti Sapura Husin.

Ms. Tan Ming-Li was appointed as Independent Non-Executive Director of the Company on 1 April 2014. She is the Chairman of the Nomination Committee and Remuneration Committee and a member of the Risk Management Committee and Audit Committee of the Company.

Ms. Tan is a graduate from the University of Melbourne, Australia with a double degree in Law (Hons) and Science and has been a member of the Malaysian Bar since 1994.

She is currently a partner in the legal firm, Chooi & Company + Cheang & Ariff and has been in legal practice since 1994. She specialises in corporate and securities law where she is principally involved in advising on capital market transactions, mergers and acquisitions, corporate restructuring as well as corporate finance related work. Prior to joining her present firm in 1997, she practiced law in the firm of Allen & Gledhill, specialising in the areas of corporate and commercial litigation and as well as intellectual property.

Ms. Tan also sits on the Boards of Tune Protect Group Berhad and BP Plastics Holding Berhad, both as Independent Non-Executive Director.

Lim Chong Beng (“Mr. Lim”) was appointed as an Independent Non-Executive Director of the Company on 1 September 2015. He is the Chairman of the Audit Committee and Investment Committee and a member of the Risk Management Committee, Nomination Committee and Remuneration Committee.

He graduated from the University of Leeds, England with a Bachelor of Arts in Economics (Hons) and is a Fellow of the Institute of Chartered Accountants in England & Wales and an Associate of the Malaysian Institute of Accountants.

Mr. Lim completed his articleship with a chartered accounting firm in London, England. Upon obtaining his professional qualification and returning to Malaysia, Mr. Lim joined Price Waterhouse for several years, attaining the position of Senior Audit Manager before leaving to join the insurance industry.

Mr. Lim has 29 years of experience in the general insurance industry having worked as the Vice President, Finance in British American Life & General Insurance Berhad (now known as Manulife Insurance Malaysia Berhad) and General Manager of Finance and IT in Berjaya Sompo Insurance Berhad and Tokio Marine Insurance Malaysia Berhad. His work experience covered all areas of Financial Accounting and he had served as the Compliance, Risk Management Head and Chief Internal Auditor in his later years with Tokio Marine. Mr. Lim was the Deputy Convenor of the Finance Sub-Committee of Persatuan Insurans Am Malaysia (PIAM) for many years and had represented PIAM in dialogues and discussions with the regulatory authorities on financial matters relating to the general insurance industry.

Sophia Ch’ng Sok Heang was appointed to the Board of Directors on 19 February 2021 as Independent Non-Executive Director of the Company. She is the Chairman of the Risk Management Committee and a member of the Audit Committee, Nomination Committee and Remuneration Committee.

She has about 20 years of experience in the insurance industry, ranging from life insurance, general insurance, takaful business and insurance shared services. The companies she served included Great Eastern Life Assurance (Malaysia) Berhad, Prudential Assurance Malaysia Berhad, Zurich Insurance Malaysia Berhad and AmMetLife Insurance Berhad.

She has performed various senior roles in the insurance companies, i.e. Chief Financial Officer (CFO), Appointed Actuary (AA), Head of Strategic Planning, Head of Product Pricing and Product Management.

She was also the first woman and first Malaysian to win the ASEAN Insurance Council’s Award for Young Manager in 2009. She has authored two (2) books for the Malaysian Insurance Institute in 2018. Sophia also has had the distinction of being in charge of the risk management portfolio for the 16th Commonwealth Games (1998) held in Malaysia.

Sophia holds a Bachelor of Economics and Financial Studies degree from Macquarie University. She is a Fellow of the Institute and Faculty of Actuaries (UK) and a Fellow of the Actuarial Society Malaysia. She was the President of Actuarial Society of Malaysia (2019-2021). She served in various committees of Life Insurance Association of Malaysia (Technical and Product Services Committee, Finance and Administration Committee).

Rohit Chandrasekharan Nambiar (“Rohit”) was appointed as Executive Director of the Company on 19 February 2020.

He graduated from Bharathiar University, India with a Bachelor of Commerce and a Fellow Member of the Malaysian Insurance Institute (FMII). He is also an Associate in Insurance of the Indian Insurance Institute, Bangalore. He also obtained CPIE (equivalent to Post Graduate in Management) from the Indian Institute of Planning and Management, New Delhi.

Rohit is currently the Group Chief Executive Officer of Tune Protect Group Berhad (“TPG”), the financial holding company of the Company, where he was appointed on 14 October 2020. In his role as the Group Chief Executive Officer of TPG, Rohit will be responsible for steering Tune Protect on its journey of digital transformation aimed at positioning the group as a preferred lifestyle insurer within South East Asia and Middle East.

His focus will be on strengthening TPG`s reach in the retail consumer space - driving innovation in product ideas and digital solutions, enhancing customer experience by focusing on ease and convenience, and growing the affinity, B2C and B2B2C distribution platforms leveraging big data and technology. All with the aim of making insurance easy and attractive for our preferred customer segments.

Rohit began his career as an Analyst with AXA in India. He has experience working across various departments and has held senior positions in both local and regional capacities within Malaysia, Singapore, Hong Kong and India. With his track record of success spanning 17 years in the Insurance Industry, Rohit is passionate about fintech, innovation and making insurance simple. He has won numerous awards and accolades in his illustrious career including that of Young Leader of the Year 2019 in the 23rd Asia Insurance Industry Awards 2019. In his free time, Rohit enjoys blogging about everything insurance and a spectrum of other insightful topics such as economics, politics, social issues and sports.


William Foo


Chief Executive Officer of Tune Protect Malaysia

Khoo Ai Lin was appointed Chief Executive Officer of Tune Protect Malaysia on 2 August 2017.

She has more than 20 years of experience under her belt, serving various roles in Partnerships, Distribution, Bancassurance, Business Development as well as Affinity Business within the life, general and composite insurance. She is a well-established thought leader and partner in the Malaysian insurance industry. Prior to joining Tune Protect Malaysia, Ai Lin was the Chief Marketing Officer at a multinational insurance company.

Ai Lin is a graduate of La Trobe University and holds a Bachelor of Economics degree majoring in Banking and Finance.

Tune Protect Malaysia Management

Name Designation



With strong support from Tune Group and strategic alliances with AirAsia, we aim to make 'Tune Insurance' a household name by offering simple, straightforward and affordable insurance for companies and individuals. The impetus for this undertaking is our committed new management team and dedicated employees.

News and Events

February 2016
Date: 19 February 2016
Media Title: BERNAMA
Headline: Tune Protect Partners Super Strap To Provide Complimentary Baggage Insurance
Tune Protect Group Bhd has partnered baggage wrapping service provider, Super Strap, to offer travellers who wrap their checked-in baggage, free insurance to cover for any loss during a flight. Known as the Baggage Wrap Insurance, it is underwritten by Tune Insurance Malaysia Bhd. Read More
Date: 19 February 2016
Media Title: BERNAMA
Headline: Tune Bekerjasama Dengan Super Strap Sediakan Insurans Bagasi
Tune Protect Group Bhd bekerjasama dengan penyedia perkhidmatan pembalut bagasi, Super Strap, untuk menawarkan pengembara yang membalut bagasi daftar masuk mereka perlindungan insurans percuma bagi sebarang kehilangan semasa dalam penerbangan. Dikenali sebagai ‘Baggage Wrap Insurance’, ia ditaja jamin oleh Tune Insurance Malaysia Bhd. Read More
January 2016
Date: 4 January 2016
Media Title: The Star
Headline: Tune Protect eyes better results
Tune Protect Group Bhd (formerly Tune Ins Holdings Bhd), which saw its third quarter earnings drop by 20%, is unperturbed by the external headwinds and slower domestic consumption as it strives to chalk up a better set of results this year. Read More


Please be informed that Tune Insurance head office will be relocating to the following address:

Tune Insurance Malaysia Berhad
Level 9, Wisma Tune,
No. 19, Lorong Dungun,
Damansara Heights,
Kuala Lumpur
General line: 03 – 2087 9000
Fax: 03 – 2094 1366

We will be operating at our new location in Damansara Heights as effective 28 April 2014. Our former office located at Jalan Ampang will no longer be occupied by TIH and TIMB employees. Kindly update your records to ensure that all communications reach your contact accordingly.

Should you have any questions on the relocation, be sure to contact us!

Thank you.

September 2012
Oriental Capital Assurance Berhad is renamed Tune Insurance Malaysia Berhad.