While you work on making your house a home, let us work on protecting it. Enjoy bigger savings of more than 40% with our fire insurance that’s flexible, giving you the freedom of personalising your home insurance.




  • Building
  • Contents
  • Building + Contents
HouseOwner (Building)

Covers your residential building1 including garages, fixtures and fittings, walls, gates as well as fences around the premise.

For an estimate of how much coverage you need, you may use the Building Cost Calculator by Persatuan Insurans Am Malaysia (PIAM).

1

  • all domestic offices, stables;
  • garages and outbuildings on the same Premises used solely in connection to it and on the same Premises;
  • fixtures and fittings;
  • walls, gates and fences around the Premises.

Product Coverage

  • More than 40% savings
  • Fire, Lightning, Storm,
  • Landslide
  • Explosion
  • Bursting Pipes
  • Flood
  • Robbery related damages
House Holder (Contents)

Get protected for your residential building, your household content, and personal effects.

Protection for your household content1 and personal effects2 which belongs to you or members of your family.

Sum Insured Options:
RM25,000 | RM40,000 | RM50,000

1furniture, pianos, household appliances, television sets and more.

2personal items regularly worn or carried on the person for his/her personal use, for example clothing, watch, wallet.

Product Coverage

  • Fire, Lightning, Storm,
  • Landslide
  • Explosion
  • Bursting Pipes
  • Flood
  • Robbery related damages

Get protected for your residential building, your household content, and personal effects.

HouseOwner (Building)

For an estimate of how much coverage you need, you may use the Building Cost Calculator by Persatuan Insurans Am Malaysia (PIAM).

House Holder (Contents)

Sum Insured Options:
RM25,000 | RM40,000 | RM50,000

Product Coverage

  • More than 40% savings
  • Fire, Lightning, Storm,
  • Landslide
  • Explosion
  • Bursting Pipes
  • Flood
  • Robbery related damages
View more

Product & Coverage Comparison

Coverage HouseOwner
(Building)
HouseHolder
(Contents)
HouseOwner & HouseHolder
(Building & Contents)
Fire, lightning, thunderbolt, subterranean fire  
Explosion  
Aircraft and Other Aerial Devices and/or articles dropped therefrom  
Impact damage by road vehicle or animals  
Bursting or Overflowing of Domestic Water Tanks, Apparatus or Pipes  
Theft with actual forcible and violent breaking into or out of a building or any such attempt  
Hurricane, Cyclone, Typhoon, Windstorm  
Earthquake, Volcanic Eruption  
Flood  
Robbery & Hold Up in the Premises of your property  
Contents Temporarily Removed from your private property
Breakage to Mirrors
Compensation for Death
Domestic helper’s belongings
Add-Ons (subject to additional Premium)
Riot, Strike and Malicious Damage  
Landslide and Subsidence cover  
Plate Glass damage


Top Up Packs (Optional)

Looking for more coverage? Choose any of our Top Up Packs to personalise your home coverage.


Benefit(s) Sum Insured
Loss of Rental Income due to Tenant Runaway RM1,000 per incident, limit twice a year
Malicious Damage by Tenant Up to RM2,000
Loss or Damage due to Theft (Unoccupancy of 90 days) Extended to another 90 days
Legal Fees for Letter of Demand Up to RM1,000
Annual Premium RM250.00
Benefit(s) Sum Insured
House Deemed Temporary Uninhabitable Reimbursement of monthly instalment up to RM15,000 or 6 months
Accidental Death or Permanent Total Disablement of Insured Person Reimbursement of monthly loan instalment up to RM15,000 or 6 months
Annual Premium RM25.00
Benefit(s) Sum Insured
Repair of burst pipe Up to RM1,000
Accidental Death or Permanent Total Disablement of Insured Person Reimbursement of monthly loan instalment up to RM15,000 or 6 months
Repair or temporary repair of replacement of Doors, Locks and Windows arising from Theft Up to RM500
Domestic Helper Allowance Up to RM200
Annual Premium RM50.00
Benefit(s) Sum Insured
Destruction of or damage to the Smart Home Device Up to RM10,000 (subject to RM2,000 per article limit)
Annual Premium RM65.00
Benefit(s) Sum Insured
Personal Liability Indemnity up to RM250,000
Annual Premium RM65.00


FREE Complimentary Benefit

Personal Liability

Get this extra benefit for FREE when you purchase both HouseOwner (Building) and HouseHolder (Contents) insurance

Personal Liability1 coverage – up to RM250,000

1Covers your legal cost and compensation to a third party due to bodily injury and property damage which occurs in your property.



How To Buy


STEP 1

Just hit the “Buy Now” button or “Get A Quote” if you’re on the app

STEP 2

Pick the coverage you want and select your building’s details. Fill in the amount you would like to insure for.

STEP 3

Receive your quote and select the add-on coverage you want.

STEP 4

You can also personalise your plan by choosing our Top-Up Pack.



How To Claim


STEP 1

Get all your information and documents in order.

STEP 2

Log in to your account and submit your claim.​

STEP 3

If all your documents are in order, receive your claim in 14 working days.​

You may refer to the Starter Kit for a detailed guide on making a claim along with the documents needed.





PRODUCT DISCLOSURE SHEET


POLICY WORDING


STARTER KIT

Frequently Asked Questions

More questions? Read on!
Tune Insurance Malaysia Berhad is an insurer licensed by Bank Negara Malaysia that provides a comprehensive range of general insurance solutions through multiple distribution channels, both online and offline, to balance the needs of different consumer groups.
PRO-Health Medical is an online-only medical insurance plan, providing coverage for hospitalisation and surgical expenses incurred due to various illnesses or accidents. PRO-Health Medical is available exclusively online. This product does not have any savings or investment elements.
  1. In-Patient & Daycare Surgical Procedures
  2. Out-Patient Treatments

Please refer to the plans’ schedule of benefits for more details.

Besides covering your hospitalisation expenses, we also provide:

  • A lump sum under the Mosquito-Borne Disease Allowance if you diagnosed and admitted to the hospital for Dengue Virus, Zika Virus, Malaria, Chikungunya or Japanese Encephalitis.
  • Reimbursement for Alternative & Chiropractic Treatment by a traditional medicine practitioner, osteopath, chiropractor, herbalist or bonesetter for further treatment of your injuries after your discharge from the hospital.

Please refer to the policy contract for full terms and condition.

No, you do not. A medical check up is not required. However, you are required to declare your health condition truthfully when purchasing PRO-Health Medical online.
Yes, it does. We will issue and store your e-medical card in our Tune Protect App, available for download on the Apple App Store and Google Play Store.
PRO-Health Medical provides coverage for individuals aged 18 to 65 years old (on their next birthday). However, new applications will only be accepted for individuals between the age of 18 to 45 years old.
Both Malaysian citizens and non-Malaysians can purchase this product. Only one policy per person is allowed.
Yes, PRO-Health Medical is eligible for income tax relief.
We have 4 plans with Annual Limits ranging from RM 30,000 to RM 150,000 which you may choose from according to your lifestyle and needs.
Tune Insurance Malaysia Berhad is an insurer licensed by Bank Negara Malaysia that provides a comprehensive range of general insurance solutions through multiple distribution channels, both online and offline, to balance the needs of different consumer groups.
PRO-Health Medical is an online-only medical insurance plan, providing coverage for hospitalisation and surgical expenses incurred due to various illnesses or accidents. PRO-Health Medical is available exclusively online. This product does not have any savings or investment elements.
  1. In-Patient & Daycare Surgical Procedures
  2. Out-Patient Treatments

Please refer to the plans’ schedule of benefits for more details.

Besides covering your hospitalisation expenses, we also provide:

  • A lump sum under the Mosquito-Borne Disease Allowance if you diagnosed and admitted to the hospital for Dengue Virus, Zika Virus, Malaria, Chikungunya or Japanese Encephalitis.
  • Reimbursement for Alternative & Chiropractic Treatment by a traditional medicine practitioner, osteopath, chiropractor, herbalist or bonesetter for further treatment of your injuries after your discharge from the hospital.

Please refer to the policy contract for full terms and condition.

No, you do not. A medical check up is not required. However, you are required to declare your health condition truthfully when purchasing PRO-Health Medical online.
Yes, it does. We will issue and store your e-medical card in our Tune Protect App, available for download on the Apple App Store and Google Play Store.
PRO-Health Medical provides coverage for individuals aged 18 to 65 years old (on their next birthday). However, new applications will only be accepted for individuals between the age of 18 to 45 years old.
Both Malaysian citizens and non-Malaysians can purchase this product. Only one policy per person is allowed.
Yes, PRO-Health Medical is eligible for income tax relief.
We have 4 plans with Annual Limits ranging from RM 30,000 to RM 150,000 which you may choose from according to your lifestyle and needs.

Chat with Us


For product enquiry
Start Chat
hello.my@tuneprotect.com

1800 88 5753

Monday –Thursday
9AM – 5PM
Friday
9AM – 4:30PM (GMT+8)

Frequently Asked Questions

More questions? Read on!
Tune Insurance Malaysia Berhad is an insurer licensed by Bank Negara Malaysia that provides a comprehensive range of general insurance solutions through multiple distribution channels, both online and offline, to balance the needs of different consumer groups.
PRO-Health Medical is an online-only medical insurance plan, providing coverage for hospitalisation and surgical expenses incurred due to various illnesses or accidents. PRO-Health Medical is available exclusively online. This product does not have any savings or investment elements.
  1. In-Patient & Daycare Surgical Procedures
  2. Out-Patient Treatments

Please refer to the plans’ schedule of benefits for more details.

Besides covering your hospitalisation expenses, we also provide:

  • A lump sum under the Mosquito-Borne Disease Allowance if you diagnosed and admitted to the hospital for Dengue Virus, Zika Virus, Malaria, Chikungunya or Japanese Encephalitis.
  • Reimbursement for Alternative & Chiropractic Treatment by a traditional medicine practitioner, osteopath, chiropractor, herbalist or bonesetter for further treatment of your injuries after your discharge from the hospital.

Please refer to the policy contract for full terms and condition.

No, you do not. A medical check up is not required. However, you are required to declare your health condition truthfully when purchasing PRO-Health Medical online.
Yes, it does. We will issue and store your e-medical card in our Tune Protect App, available for download on the Apple App Store and Google Play Store.
PRO-Health Medical provides coverage for individuals aged 18 to 65 years old (on their next birthday). However, new applications will only be accepted for individuals between the age of 18 to 45 years old.
Both Malaysian citizens and non-Malaysians can purchase this product. Only one policy per person is allowed.
Yes, PRO-Health Medical is eligible for income tax relief.
We have 4 plans with Annual Limits ranging from RM 30,000 to RM 150,000 which you may choose from according to your lifestyle and needs.